🧑💼 Reviewed by Tausif Shaikh | 📅 Updated May 2025
Let’s face it — most credit cards are loaded with reward points that expire or come with complicated redemption steps. The Amazon Pay ICICI Bank Credit Card is refreshingly simple: it gives you real cashback credited as Amazon Pay balance — and it’s lifetime free with no joining or annual fees.
I’ve been using this card for everyday shopping and Amazon purchases since early 2024, and in this honest review, I’ll share how much cashback you actually earn, what kind of spends are eligible, and whether this card makes sense for you — especially if you’re a Prime member.
With up to 5% cashback on Amazon (for Prime users), 2% on Amazon Pay partner merchants, and 1% on everything else, this card is built for online-first spenders who don’t want the headache of tracking points or annual charges.
In this Amazon Pay ICICI Credit Card Review, you’ll find:
If you prefer simple, no-fee cashback that auto-credits into your Amazon account — this is one of the best entry-level credit cards in India right now.
🔗 Official Source: ICICI Bank – Amazon Pay Credit Card
🧠 Editor’s Pick: Personally tested by Tausif Shaikh – Reviewed after 6 months of usage | 📆 Updated May 2025
Joining Fee: ₹0 (Lifetime Free)
Renewal Fee: ₹0 (No Annual Charges)
Best Suited For: Amazon, bill payments & partner merchant spends
Reward Type: Cashback as Amazon Pay Balance
Welcome Benefit: No specific welcome bonus; ongoing cashback benefits from Day 1
★★★★☆
(4.3/5)
⭐ Editorial rating based on cashback ease, zero fees, and everyday utility. Not ICICI’s official score.
🗓️ Updated May 2025 | Based on 6+ months of usage and verified details from ICICI Bank.
| Feature | Details |
|---|---|
| Card Name | Amazon Pay ICICI Bank Credit Card |
| Best For | Amazon shopping, bill payments, and partner merchant spends |
| Card Type | Co-branded cashback credit card |
| Network | Visa – global acceptance |
| Annual Fee | ₹0 – Lifetime Free |
| Welcome Offer | No specific welcome bonus; ongoing cashback benefits from Day 1 |
| Cashback on Amazon.in | 5% for Prime members; 3% for non-Prime members |
| Cashback on Amazon Pay Partners | 2% on 100+ partner merchants using Amazon Pay |
| Other Spends Cashback | 1% on all other transactions |
| Cashback Crediting | Auto-credited monthly as Amazon Pay balance |
| Fuel Surcharge Waiver | 1% waiver on fuel transactions across all petrol pumps in India |
| Cashback Cap | No cap; unlimited cashback earnings |
| Eligibility | Indian resident, 18+ years, with a regular income source |
🚫 Note: No cashback on gold, silver, EMI transactions, rent payments, or wallet reloads. Always refer to the ICICI Bank Amazon Pay Credit Card – Official Features for the latest terms and merchant eligibility.
🧠 Reviewed by Tausif Shaikh | Based on 6+ months of usage and verified data from ICICI Bank (May 2025)
The Amazon Pay ICICI Credit Card is a top-tier, lifetime-free cashback credit card for frequent Amazon users. With direct cashback credited as Amazon Pay Balance and no annual fees ever, it’s perfect for digital-first consumers — especially Amazon Prime members. (View Official Features)
💡 Pro Tip: Use this card for Amazon and utility spends, and pair it with a fuel card if you drive frequently.
Cashback is not provided on the following:
🔎 Always refer to ICICI’s official terms & conditions for the current exclusions list.
📌 Note: Cashback rates, partner merchants, and eligible spend categories may change. Always refer to the ICICI Bank Amazon Pay Credit Card page for the latest updates.
📋 Reviewed by Tausif Shaikh | Verified using ICICI Bank’s official disclosures (May 2025)
The Amazon Pay ICICI Credit Card stands out as a lifetime free credit card, offering substantial cashback benefits without the burden of joining or annual fees. Designed for avid Amazon shoppers, this card ensures transparency in its fee structure, allowing users to maximize rewards without unexpected costs.
| Charge Type | Details |
|---|---|
| Joining Fee | ₹0 – No joining fee ever |
| Annual Renewal Fee | ₹0 – Truly lifetime free |
| Interest Rate (APR) | Up to 3.67% per month (44% annually) (Source) |
| Cash Withdrawal Charges | 2.5% of amount withdrawn (minimum ₹300) |
| Late Payment Charges | ₹100–₹1,200 based on outstanding balance (Source) |
| Overlimit Fee | 2.5% of overlimit amount (minimum ₹500) |
| Foreign Currency Markup | 3.5% of transaction amount (Source) |
| Fuel Surcharge Waiver | 1% waiver on transactions between ₹400–₹4,000 (maximum ₹100 per month) |
| Wallet Load & Rent Payment | No cashback; may attract additional fees via platforms like CRED/Paytm |
| Card Replacement Fee | ₹100 + taxes |
| Reward Redemption Fee | None – cashback auto-credited monthly as Amazon Pay balance |
| Cash Deposit at Branch | ₹100 per deposit |
✅ The Amazon Pay ICICI Credit Card is an excellent choice for those seeking a zero-fee credit card with substantial cashback rewards. Its transparent fee structure ensures that users can enjoy benefits without worrying about hidden charges.
🔎 Note: Charges and terms are subject to change. Always refer to the official ICICI Bank page for the most up-to-date information.
📋 Reviewed by Tausif Shaikh | Verified from ICICI Bank & Amazon Pay official sources (May 2025)
The Amazon Pay ICICI Credit Card is a lifetime free card that offers unlimited cashback in the form of Amazon Pay balance — no redemption hassle, no expiry, and no minimum limit. It’s especially useful for regular Amazon shoppers and Prime members.
Unlike traditional cards, there’s no separate redemption process. Your cashback is auto-credited to your Amazon Pay balance every month. Here’s how it works:
✅ The Amazon Pay ICICI Credit Card is ideal for online shoppers, Amazon loyalists, and anyone looking for a no-hassle cashback card with zero annual charges and real value. It’s truly a set-it-and-forget-it credit card.
🔎 Note: Data verified from ICICI Bank and Amazon Pay (May 2025). Always check current cashback terms before usage.
Now that you understand the key fees and charges, let’s take a look at what the Amazon Pay ICICI Credit Card actually looks like — because a sleek, no-fuss card design matters too.
The Amazon Pay ICICI Credit Card combines a minimalist black-and-yellow aesthetic with everyday functionality. As a lifetime free cashback card issued by ICICI Bank in partnership with Amazon, this card makes an impression — whether you’re tapping at a POS terminal or adding it to your mobile wallet.
✅ The Amazon Pay ICICI Credit Card balances smart tech with brand simplicity. It doesn’t just offer rewards — it complements your Amazon shopping lifestyle with a clean design, global access, and secure features. Perfect for digital-first users who value ease, utility, and a clutter-free wallet.
Note: Card design may vary slightly depending on batch, Visa vs. Mastercard versions (if launched), or digital vs. physical issuance. For updated imagery and details, refer to the official ICICI Bank product page.
Searching for a lifetime free credit card that rewards you for every online purchase? I’ve been using the Amazon Pay ICICI Credit Card for over a year, and I can confidently say it’s the smartest choice for loyal Amazon shoppers. With up to 5% cashback, no annual fees, and seamless UPI integration — it’s a hidden gem for everyday spending in 2025.
This estimate is based on my average monthly expenses across Amazon purchases, UPI transactions, and other retail categories. Cashback is received as Amazon Pay balance directly in your account — no redemption headaches.
| Spending Category | Avg. Monthly Spend | Cashback Rate | Est. Monthly Cashback |
|---|---|---|---|
| Amazon.in (Prime Member) | ₹20,000 | 5% | ₹1,000 |
| Amazon.in (Non-Prime) | ₹10,000 | 3% | ₹300 |
| Other Online Spends (UPI + Apps) | ₹15,000 | 2% | ₹300 |
| Offline Retail & POS | ₹15,000 | 1% | ₹150 |
| Total Monthly Cashback | — | — | ₹1,750 |
| Category Group | Est. Annual Cashback |
|---|---|
| Amazon Prime Shopping (5%) | ₹12,000 |
| Amazon Non-Prime (3%) | ₹3,600 |
| Online Bill Pay / UPI (2%) | ₹3,600 |
| Offline Spends (1%) | ₹1,800 |
| Total Yearly Cashback | ₹21,000 |
Final Insight: For someone who shops regularly on Amazon and prefers contactless UPI payments, the Amazon Pay ICICI Credit Card delivers serious value — ₹21,000 in annual cashback with zero joining or renewal fees.
Here’s a real example of the cashback credited to my Amazon Pay balance in May 2025:
🏆 Total Cashback in May: ₹1,750 — ₹1,000 from Amazon Prime purchases, ₹300 from UPI, ₹150 from offline POS, and ₹300 from non-prime Amazon shopping.
💡 My Tip: Make all your Amazon and UPI payments with this card. The cashback lands directly in your Amazon account, ready to use for your next purchase — no redemption steps or tracking required.
The Amazon Pay ICICI Credit Card is a powerful lifetime free cashback card that rewards you for digital-first spending. But just like any cashback program, not all transactions qualify. Here’s a clear breakdown of what earns you cashback — and what doesn’t:
💡 Cashback is automatically credited as Amazon Pay Balance every billing cycle — no manual redemption or coupon codes needed. Just use the card on qualifying purchases and enjoy direct savings.
🔎 Disclaimer: Cashback eligibility is determined based on Merchant Category Codes (MCCs) and transaction type. Always refer to the official ICICI Amazon Pay Credit Card page and the detailed terms & conditions for the most accurate and up-to-date exclusions.
The Amazon Pay ICICI Credit Card is well-known for being a lifetime free cashback credit card with direct savings on Amazon and partner merchants. But when it comes to airport lounge access, here’s the truth: This card does not offer any complimentary domestic or international lounge access.
✈️ If free airport lounge access is important to you, explore other ICICI cards like ICICI Emeralde, Sapphiro, or Coral Visa Signature that come with lounge privileges.
🔎 Source: Amazon Pay ICICI Credit Card – Official Page
⚠️ Disclaimer: As of May 2025, this card does not provide lounge access. For the latest features or partner upgrades, always check the ICICI Bank website.
🔎 Source: Amazon Pay ICICI Credit Card – Official Page
⚠️ Disclaimer: Cashback eligibility and exclusions depend on merchant category codes (MCCs) and Amazon Pay partner tie-ups. Always check the latest benefits on ICICI’s official page before applying.
Amazon.in (Prime members)
Amazon Pay Partner Brands
All other eligible spends
💡 Cashback is automatically added to your Amazon Pay Balance every month — no minimum redemption, no expiry. 🚫 No cashback on fuel, rent, gold purchases, insurance, or EMI transactions.
I’ve been using the Amazon Pay ICICI Credit Card as my everyday go-to for online shopping, bill payments, and UPI spends throughout 2025. It’s the smartest zero-fee card for anyone who shops frequently on Amazon or transacts online. The cashback is auto-credited to my Amazon Pay balance every month — zero tracking, zero redemption hassle.
Here’s a factual 6-month cashback breakdown based on ICICI Bank’s latest terms — there’s no monthly cap, and the cashback is earned instantly on eligible spends.
👉 Total Cashback Earned in 6 Months: ₹10,300 (credited as Amazon Pay Balance)
📊 Visual summary of cashback earned from Jan to Jun 2025. Total credited cashback: ₹10,300.
This cashback is on top of free card benefits, zero annual fees, and seamless auto-credit. Since there are no reward points to track or convert, it’s perfect for everyday use and effortless savings.
💡 Pro Tip: Use this card as your default on Amazon, Swiggy, and mobile apps like PhonePe or Zomato. You’ll earn consistent cashback even on small daily spends.
🔎 Note: Cashback is earned as Amazon Pay Balance. No cashback is provided on fuel, EMI transactions, wallet reloads, and rent payments. View official card page.
🧑💼 Reviewed by: Tausif Shaikh, Certified Finance Blogger & Founder of Updatepedia 📆 Last updated: May 2025
Planning to apply for the Amazon Pay ICICI Credit Card? It’s one of the most rewarding lifetime free cards in India — but first, make sure you meet the basic ICICI credit card eligibility criteria. Here’s a quick overview:
💡 Quick Tip: If you’re an active Amazon customer with good transaction history, your chances of approval may be higher — especially if you’re a Prime member.
Ready to enjoy 5% cashback on Amazon.in and savings across 100+ partner brands? Here’s how you can easily apply for the Amazon Pay ICICI Credit Card. The process is 100% digital, fast, and requires no joining or annual fees.
💡 You can also apply via trusted platforms like Amazon.in, Paisabazaar, or BankBazaar for a pre-approved eligibility check and faster application processing.
📌 Pro Tip: This card is more likely to get approved if you have an active Amazon account and a CIBIL score of 700+ with no recent hard inquiries.
🔎 Note: The Amazon Pay ICICI Credit Card is a lifetime free credit card with no joining or renewal charges. Cashback is credited as Amazon Pay balance every month. Always check the latest application terms on the official ICICI credit card page.
The Amazon Pay ICICI Credit Card is a lifetime free credit card, but the credit limit you get is based on factors like your income, credit history, and ICICI Bank’s internal scoring system. Users commonly report starting limits between ₹25,000 and ₹1,00,000, with Prime members or ICICI customers often getting higher limits. Here’s a breakdown of how ICICI decides your card limit and how to request an upgrade.
To get a higher credit limit on your Amazon ICICI card:
💡 Pro Tip: Customers with an active Amazon account and good ICICI repayment history may get instant limit enhancement offers through the mobile app — no documents needed.
🔎 Sources: ICICI Bank Official Card Page, Reddit India – Credit Limit Experiences, CardExpert India Review
Having trouble with your Amazon Pay ICICI Credit Card? Whether it’s cashback delays, transaction disputes, or card delivery queries — ICICI Bank offers 24×7 customer support across multiple channels including call center, email, mobile app, and WhatsApp banking.
Prefer face-to-face assistance? Visit your nearest ICICI branch. Use the Branch & ATM Locator to find one nearby.
💡 Pro Tip: Keep your registered mobile number and last 4 digits of your credit card handy for quick authentication when contacting support.
🔎 Sources: Amazon Pay ICICI Credit Card – Official Page, ICICI Bank Customer Support
As a regular Amazon shopper and Prime member, the Amazon Pay ICICI Credit Card was a no-brainer for me — especially with the promise of lifetime free membership and cashback directly as Amazon Pay Balance. After using it actively for over 6 months, here’s my honest review:
I applied directly via Amazon. The process was seamless — login with Amazon, complete KYC using Aadhaar, and approve access to credit history. I received my digital card instantly and the physical card was delivered within a week.
The best part? Cashback is earned in Amazon Pay Balance — usable for anything from recharges to groceries. Here’s how the rewards stack up:
Cashback gets auto-credited each billing cycle — no redemption process or manual tracking. Source
Although the cashback is generous, there are a few exclusions:
You can find the full exclusion list in the card’s terms and conditions. View ICICI T&Cs
The ICICI iMobile Pay app is smooth and efficient. Here’s what I use it for:
This card doesn’t offer lounge access or travel perks. It’s clearly positioned as a cashback-first card — not for frequent flyers. If you’re looking for lounge benefits, consider cards like ICICI Coral, Rubyx, or Sapphiro.
The Amazon Pay ICICI Credit Card is one of the most rewarding cards for online shopping — especially if you’re a Prime member. The 5% cashback is real, unlimited, and auto-credited as usable Amazon Pay balance. There are no annual or joining fees, which makes it perfect for new credit card users too.
Note: If your spends are mostly on Amazon or via Amazon Pay, this card is a long-term keeper. But if you’re looking for lounge access, fuel rewards, or milestone bonuses, this may not be the right fit. More info
For eligibility criteria, cashback calculator, or application link, visit the official Amazon Pay ICICI Card page.
Get 5% cashback as Amazon Pay balance with the Amazon Pay ICICI Credit Card — for free, forever.
✔ Lifetime Free – No Joining or Annual Fee
✔ 5% Cashback on Amazon (Prime)
✔ 2% on Swiggy, BookMyShow & more
The Amazon Pay ICICI Credit Card is perfect for Amazon loyalists and cashback lovers. But if you spend heavily on utilities, offline shopping, or want lounge access and milestone rewards — here are some great alternatives to consider in 2025:
| 💳 Credit Card | Best For | Cashback Structure | Annual Fee |
|---|---|---|---|
| 🟦 SBI Cashback Credit Card Best for Online Shopping |
Amazon, Ajio, Myntra, BigBasket & more | 5% on eligible online spends (MCC-based), 1% elsewhere | ₹999 (waived on ₹2L spend) |
| 🟪 Flipkart Axis Bank Credit Card Best for Flipkart |
Flipkart, Myntra, Swiggy, Uber, Cleartrip | 5% (Flipkart), 4% (partners), 1.5% (others) | ₹500 (waived on ₹2L spend) |
| 🟧 Axis Bank ACE Credit Card Best for Bills |
Utility bills, GPay, food & commute | 5% (GPay bills), 4% (Swiggy/Ola), 1.5% (others) | ₹499 (waived on ₹2L spend) |
| 🟫 HDFC Millennia Credit Card Best for Mixed Use |
Amazon, Flipkart, Swiggy, Uber, lifestyle spends | 5% on select online brands, 1% offline | ₹1,000 (waived on ₹1L spend) |
| 🟨 IDFC FIRST Select Credit Card Best for Lounge + Offline Spends |
Offline spending, lounge access, low interest | Up to 2.5% on offline/online spends, 4 domestic lounge visits/year | Lifetime Free |
| 🟡 AU Bank LIT Credit Card Most Customizable |
Custom cashback categories – shopping, fuel, travel, dining | 1%–10% cashback based on chosen benefits (updated monthly) | ₹49/month (₹588/year) |
💡 Recommendation: If you’re looking beyond Amazon and want cashback across bills, fuel, lounge access, or customizable rewards — cards like IDFC FIRST Select or AU LIT offer a smart upgrade in 2025. Choose based on your top spending areas and lifestyle perks.
The Amazon Pay ICICI Credit Card is a solid lifetime free card offering direct cashback to your Amazon Pay balance. However, it might not suit everyone. Consider the following downsides before applying:
📌 Use Case Mismatch: If you don’t shop often on Amazon, aren’t a Prime member, or want benefits like travel perks or statement credit, this card may not maximize your savings.
💡 Tip: Choose a credit card that rewards you on your top spending categories — not just one e-commerce platform.
The Amazon Pay ICICI Credit Card is a co-branded, lifetime free credit card created for Amazon shoppers who want hassle-free cashback rewards. It’s especially rewarding for Amazon Prime users and frequent users of Amazon Pay partner services. Here’s a complete breakdown of why this card is highly rated in 2025:
Why Choose This Card:
🏁 Verdict: The Amazon Pay ICICI Credit Card is one of the most rewarding lifetime free credit cards in India. With 5% cashback for Prime users and seamless usage across Amazon Pay partners, it’s a smart choice for digital-first, cost-conscious shoppers who want value without paying fees.
The Amazon Pay ICICI Credit Card stands out as a lifetime free card with automatic cashback, but how does it stack up against rivals like the Flipkart Axis Bank Card, SBI Cashback Card, and Axis Bank ACE Card? Here’s a side-by-side comparison:
| Feature | Amazon Pay ICICI | Flipkart Axis Bank | SBI Cashback | Axis Bank ACE |
|---|---|---|---|---|
| Best For | Amazon Prime & partner ecosystem | Flipkart, Swiggy, Uber, Cleartrip | Online shopping across platforms | Google Pay utility bills & food spends |
| Top Cashback | 5% (Prime), 3% (non-Prime) | 5% on Flipkart & Cleartrip | 5% on online spends (select MCCs) | 5% (GPay bills), 4% on food/commute |
| Other Cashback | 2% Amazon Pay partners, 1% other spends | 4% on partners, 1% on others | 1% elsewhere | 1.5% flat on others |
| Annual Fee | Lifetime Free | ₹500 (waived on ₹3.5L) | ₹999 (waived on ₹2L) | ₹499 (waived on ₹2L) |
| Lounge Access | None | 4 visits/year (₹50K/qtr spend) | None | 4 visits/year |
| Fuel Surcharge Waiver | 1% (₹100/month cap) | 1% (₹400 cap/month) | Not Applicable | 1% (₹500 cap/month) |
| Major Limitation | Only useful if you shop via Amazon or partners | Flipkart-focused; few benefits outside partner list | No cashback on rent, fuel, utility, wallet, EMI | GPay cashback not available on iPhones |
🧾 Summary Verdict:
✅ Our Recommendation: If you’re deeply integrated into the Amazon ecosystem — from shopping to bill payments — the Amazon Pay ICICI Credit Card offers excellent value with no annual fees and direct cashback. But for broader spending or lifestyle perks like lounge access, consider pairing it with another card.
The Amazon Pay ICICI Credit Card is one of the most rewarding lifetime free credit cards in India, especially for frequent Amazon shoppers and Prime members. It offers real cashback on every transaction — with no expiry, no redemption steps, and no fees.
You earn 5% cashback on Amazon.in if you’re a Prime member (3% if not), plus 2% cashback on Amazon Pay partner merchants like Swiggy, BookMyShow, and NetMeds — and 1% on all other spends, including offline shopping and petrol.
What makes it unique is that the cashback is auto-credited to your Amazon Pay Balance — usable for shopping, bill payments, recharges, and more across India’s largest merchant network.
💸 Annual Fee: ₹0 – Lifetime Free
🛍️ Best For: Amazon Prime users, digital spenders, and cashback seekers who want a no-fee, no-frills credit card.
Yes. It is a lifetime free credit card — there are no joining or annual fees for both Prime and non-Prime users.
You get 5% cashback on Amazon if you’re a Prime member (3% if not), 2% on Amazon Pay partner merchants, and 1% on all other spends. Cashback is credited directly to your Amazon Pay Balance.
No lounge access, no reward points or travel perks, and no cashback on wallet reloads, rent, fuel, or insurance spends. It’s designed primarily for online cashback, not luxury benefits.
ICICI Bank has no fixed public income criteria, but a stable monthly income (₹20,000+) and a CIBIL score above 700 increase approval chances.
Absolutely, if you’re an Amazon shopper or Prime member. The lifetime free structure and direct cashback make it one of the most hassle-free credit cards in India.
Yes. You get 1% cashback on all offline transactions made using this card at retail stores or POS machines.
Yes, but like most cards, cash advances incur interest from Day 1 and include a cash withdrawal fee of 2.5% (min ₹500). It’s best used for purchases, not withdrawals.
You can pay via ICICI iMobile app, internet banking, UPI, NEFT, or apps like CRED and Paytm. The due date is typically 18–21 days after your statement is generated.
Yes, it works at petrol pumps, but no cashback is given on fuel purchases. You get a 1% fuel surcharge waiver on transactions ₹400–₹4,000.
The monthly interest rate is 3.5% (42% annually) if you carry a balance. Always aim to pay full dues to avoid charges.
Yes. It’s a Visa credit card accepted at all online/offline domestic and international merchants. International transactions incur a 3.5% markup.
You can raise a closure request via ICICI Bank customer care, email, or by visiting the nearest ICICI branch. Ensure zero outstanding balance before closing.
Use your card regularly, pay on time, and maintain a low credit utilization. After 6–12 months, you may receive a limit increase offer via app or SMS, or you can apply manually with updated income proof.
No. ICICI typically issues only one co-branded Amazon credit card per customer.
There’s no fee for inactivity. But if unused for 12+ months, ICICI may deactivate it due to RBI guidelines. Use it once in a while to keep it active.
There are no hidden fees for usage. Interest and penalty apply only on late payments, cash withdrawals, or EMI conversions.
Yes. It works across all domestic and international merchants accepting Visa credit cards — including Amazon, Flipkart, restaurants, and stores.
Your billing cycle is fixed when the card is issued (e.g., 15th to 14th every month). You can request a change via ICICI customer care if needed.
Use the official ICICI Bank [Credit Card Tracker](https://www.icicibank.com/Personal-Banking/cards/Consumer-Cards/Credit-Card/check-credit-card-application-status.page) or call 1800-102-4242 with your mobile and reference number.
🧑💼 Reviewed by: Tausif Shaikh, Certified Finance Blogger & Founder of Updatepedia | 📆 Last updated: May 2025
If you’re a regular Amazon shopper or a Prime member, the Amazon Pay ICICI Credit Card is a no-brainer. With its lifetime free structure, direct cashback, and zero maintenance cost, it’s among the best credit cards in India for Amazon users.
You can earn up to 5% cashback on Amazon.in (if Prime), 2% at Amazon Pay partner merchants, and 1% on all other eligible spends — without any annual fee or redemption hassle.
✅ Bottom Line: The Amazon Pay ICICI Credit Card is a highly efficient, zero-cost cashback card for everyday use — especially for users who rely on Amazon for shopping, bill payments, or food delivery via Amazon Pay. With no joining or renewal charges, it delivers real monthly savings without any fine print.
Tausif Shaikh is the Founder of Updatepedia.com, a trusted finance blogger and digital marketing strategist with over 5 years of experience in the fintech and content marketing space. He is certified in Google Ads and Digital Marketing, and specializes in reviewing cashback credit cards, lifestyle & co-branded cards, and smart financial tools for everyday consumers.
Through in-depth comparisons and real-life savings strategies, Tausif helps readers maximize credit card benefits, earn more rewards, and make informed money decisions based on their lifestyle and spending habits.
Follow Tausif for practical financial insights, unbiased reviews, and money-saving tips that actually work.
Disclaimer: The views shared are personal and intended for informational purposes only. Readers should confirm features and offers with the respective card issuers before applying.
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